24 Hour Credit Reporting

 

 

READ FIRST: If you have ordered third party tradelines from other companies and they did not report to your business or personal file there is a reason. Equifax has stopped posting 3rd party (non originated credit) to consumer credit files. Experian and Trans Union are following Equifax. Simply this means 3rd party tradelines will not be posted to credit files.

FURTHER: SSN numbers are being verified at the credit bureau level. What this means is if you use or are using a CPN number the verification done by the bureaus will denote that on the file that the credit file is not using a government issued SSN number.

WHAT THIS MEANS: It means that 3rd party tradelines originated in another person name and transferred to your credit file will either not be posted, not be included in your credit scoring, be removed or denoted that the credit was not originally issued to you or your business. Files created with CPN numbers will and are being flagged by the credit bureaus. *CPN numbers have never been able to be used to secure government type loans or mortgages.

IT ALL STOPS: No more buying 3rd party tradelines to build your personal credit. Or building credit with a CPN number.

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